Self-reliance means using all of our blessings from Heavenly Father to care for ourselves and our families and to find solutions for our own problems. Each of us has a responsibility to try to avoid problems before they happen and to learn to overcome challenges when they occur. How do we become self-reliant? We become self-reliant through obtaining sufficient knowledge, education, and literacy; by managing money and resources wisely, being spiritually strong, preparing for emergencies and eventualities; and by having physical health and social and emotional well-being." Julie B. Beck, Relief Society general preseident